/tax-optimizer
Tax optimization strategies including tax-loss harvesting, wash sale rule navigation, asset location optimization, Roth conversion analysis, and charitable giving strategies.
$ npx -y skills add CoWork-OS/CoWork-OS --skill tax-optimizer --agent claude-codeHow it fires
How this skill gets triggered: by you, by Claude, or both.
- Fires itselfAuto-invocation. Claude auto-loads it when your prompt matches the work.Auto-invocation is when the right skill fires by itself at the right moment, driven by a FLOW.md router and a hook, instead of you invoking it by name. It is the difference between a skill being installed and a skill actually getting used.Read the full definition →
- You can call itInvoke it directly when you want it.
- Slash command
/tax-optimizer
Context preview
The summary Claude sees to decide when to auto-load this skill.
Tax optimization strategies including tax-loss harvesting, wash sale rule navigation, asset location optimization, Roth conversion analysis, and charitable giving strategies.
SKILL.md
tax-optimizer.SKILL.mdname: tax-optimizer
description: "Tax optimization strategies including tax-loss harvesting, wash sale rule navigation, asset location optimization, Roth conversion analysis, and charitable giving strategies."
Tax Optimizer
Purpose
Tax optimization strategies including tax-loss harvesting, wash sale rule navigation, asset location optimization, Roth conversion analysis, and charitable giving strategies.
Routing
- Use when: Use when the user asks about tax-loss harvesting, wash sale rules, asset location, Roth conversion, tax-efficient investing, capital gains management, charitable giving tax strategies, or tax-optimized withdrawal sequencing.
- Do not use when: Do not use when the request is about tax preparation/filing, business tax strategy, estate tax planning, or non-investment tax questions.
- Outputs: Outcome from Tax Optimizer: tax-efficient strategy recommendations with quantified tax savings, implementation steps, timing guidance, and compliance guardrails.
- Success criteria: Returns specific tax optimization actions with estimated dollar savings, applicable rules and thresholds, implementation timeline, and clear warnings about compliance requirements like wash sale rules.
Trigger Examples
Positive
- Use the tax-optimizer skill for this request.
- Help me with tax optimizer.
- Use when the user asks about tax-loss harvesting, wash sale rules, asset location, Roth conversion, tax-efficient investing, capital gains management, charitable giving tax strategies, or tax-optimized withdrawal sequencing.
- Tax Optimizer: provide an actionable result.
Negative
- Do not use when the request is about tax preparation/filing, business tax strategy, estate tax planning, or non-investment tax questions.
- Do not use tax-optimizer for unrelated requests.
- This request is outside tax optimizer scope.
- This is conceptual discussion only; no tool workflow is needed.
Parameters
| Name | Type | Required | Description | |---|---|---|---| | portfolio | string | Yes | Portfolio details including account types and holdings (e.g., Taxable: SPY $200K, AAPL $50K; IRA: BND $100K; Roth: VTI $75K) | | strategy | select | Yes | Tax optimization strategy to focus on | | question | string | Yes | Your specific tax optimization question | | taxBracket | select | Yes | Federal marginal tax bracket | | filingStatus | select | Yes | Tax filing status |
Runtime Prompt
- Current runtime prompt length: 1139 characters.
- Runtime prompt is defined directly in `../tax-optimizer.json`.
Read more
name: tax-optimizer description: "Tax optimization strategies including tax-loss harvesting, wash sale rule navigation, asset location optimization, Roth conversion analysis, and charitable giving strategies."
Tax Optimizer
Purpose
Tax optimization strategies including tax-loss harvesting, wash sale rule navigation, asset location optimization, Roth conversion analysis, and charitable giving strategies.
Routing
- Use when: Use when the user asks about tax-loss harvesting, wash sale rules, asset location, Roth conversion, tax-efficient investing, capital gains management, charitable giving tax strategies, or tax-optimized withdrawal sequencing.
- Do not use when: Do not use when the request is about tax preparation/filing, business tax strategy, estate tax planning, or non-investment tax questions.
- Outputs: Outcome from Tax Optimizer: tax-efficient strategy recommendations with quantified tax savings, implementation steps, timing guidance, and compliance guardrails.
- Success criteria: Returns specific tax optimization actions with estimated dollar savings, applicable rules and thresholds, implementation timeline, and clear warnings about compliance requirements like wash sale rules.
Trigger Examples
Positive
- Use the tax-optimizer skill for this request.
- Help me with tax optimizer.
- Use when the user asks about tax-loss harvesting, wash sale rules, asset location, Roth conversion, tax-efficient investing, capital gains management, charitable giving tax strategies, or tax-optimized withdrawal sequencing.
- Tax Optimizer: provide an actionable result.
Negative
- Do not use when the request is about tax preparation/filing, business tax strategy, estate tax planning, or non-investment tax questions.
- Do not use tax-optimizer for unrelated requests.
- This request is outside tax optimizer scope.
- This is conceptual discussion only; no tool workflow is needed.
Parameters
| Name | Type | Required | Description | |---|---|---|---| | portfolio | string | Yes | Portfolio details including account types and holdings (e.g., Taxable: SPY $200K, AAPL $50K; IRA: BND $100K; Roth: VTI $75K) | | strategy | select | Yes | Tax optimization strategy to focus on | | question | string | Yes | Your specific tax optimization question | | taxBracket | select | Yes | Federal marginal tax bracket | | filingStatus | select | Yes | Tax filing status |
Runtime Prompt
- Current runtime prompt length: 1139 characters.
- Runtime prompt is defined directly in `../tax-optimizer.json`.
Local-first personal agentic OS and everything app for coding, knowledge work, web design, automations, and artifacts.
Repo: CoWork-OS/CoWork-OS
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