/tax-optimizer

Tax optimization strategies including tax-loss harvesting, wash sale rule navigation, asset location optimization, Roth conversion analysis, and charitable giving strategies.

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cowork-os@cowork-os

GitHub

From plugin

cowork-os

452155 skills

Install

$ npx -y skills add CoWork-OS/CoWork-OS --skill tax-optimizer --agent claude-code

How it fires

How this skill gets triggered: by you, by Claude, or both.

Fires itselfAuto-invocation. Claude auto-loads it when your prompt matches the work.
You can call itInvoke it directly when you want it.
Slash command/tax-optimizer

Context preview

The summary Claude sees to decide when to auto-load this skill.

Tax optimization strategies including tax-loss harvesting, wash sale rule navigation, asset location optimization, Roth conversion analysis, and charitable giving strategies.

SKILL.md

tax-optimizer.SKILL.md

name: tax-optimizer
description: "Tax optimization strategies including tax-loss harvesting, wash sale rule navigation, asset location optimization, Roth conversion analysis, and charitable giving strategies."
version: "1.0.0"
metadata:
  author: CoWork OS Contributors <info@coworkosapp.com>

Tax Optimizer

Purpose

Tax optimization strategies including tax-loss harvesting, wash sale rule navigation, asset location optimization, Roth conversion analysis, and charitable giving strategies.

Routing

Use when: Use when the user asks about tax-loss harvesting, wash sale rules, asset location, Roth conversion, tax-efficient investing, capital gains management, charitable giving tax strategies, or tax-optimized withdrawal sequencing.
Do not use when: Do not use when the request is about tax preparation/filing, business tax strategy, estate tax planning, or non-investment tax questions.
Outputs: Outcome from Tax Optimizer: tax-efficient strategy recommendations with quantified tax savings, implementation steps, timing guidance, and compliance guardrails.
Success criteria: Returns specific tax optimization actions with estimated dollar savings, applicable rules and thresholds, implementation timeline, and clear warnings about compliance requirements like wash sale rules.

Trigger Examples

Positive

Use the tax-optimizer skill for this request.
Help me with tax optimizer.
Use when the user asks about tax-loss harvesting, wash sale rules, asset location, Roth conversion, tax-efficient investing, capital gains management, charitable giving tax strategies, or tax-optimized withdrawal sequencing.
Tax Optimizer: provide an actionable result.

Negative

Do not use when the request is about tax preparation/filing, business tax strategy, estate tax planning, or non-investment tax questions.
Do not use tax-optimizer for unrelated requests.
This request is outside tax optimizer scope.
This is conceptual discussion only; no tool workflow is needed.

Parameters

| Name | Type | Required | Description | |---|---|---|---| | portfolio | string | Yes | Portfolio details including account types and holdings (e.g., Taxable: SPY $200K, AAPL $50K; IRA: BND $100K; Roth: VTI $75K) | | strategy | select | Yes | Tax optimization strategy to focus on | | question | string | Yes | Your specific tax optimization question | | taxBracket | select | Yes | Federal marginal tax bracket | | filingStatus | select | Yes | Tax filing status |