/cfo-review

name: "cfo-review"
description: "Challenge a plan that spends real money: hiring wave, raise, channel budget. Use whenever asked or /c-level-agents:cfo-review."

/c-level-agents:cfo-review — CFO Forcing Questions

**Command:** `/c-level-agents:cfo-review <plan>`

The numerate skeptic stress-tests anything that touches money. Six questions before any spend or fundraise.

When to Run

• Before approving any spend > 1% of revenue
• Before opening a new hiring requisition
• Before any fundraise conversation
• Before changing pricing or unit economics
• Before signing a multi-year contract

The Six CFO Questions

1. Burn & Runway

**What's the burn multiple and how many months of cash remain at base / bull / bear?**

• Burn multiple = Net burn ÷ Net new ARR. Above 2x is a problem.
• If bear case < 12 months, you're already in fundraising mode.

2. Unit Economics

**What is LTV / CAC per channel, and what's the payback period on the top-2 channels?**

• LTV / CAC > 3x is healthy. Payback < 12 months is healthy.
• If either is broken, do not scale that channel.

3. Dilution Path

**If this plan requires a raise, what's the dilution at base and bear valuations?**

• Founder dilution per round.
• Cumulative dilution to next 2 rounds.

4. Capital Allocation Alternative

**If this dollar wasn't spent here, where else could it go and what's the expected return?**

• Three alternatives: hiring, product, marketing.
• Make the opportunity cost explicit.

5. Revenue Quality

**What's the gross margin, and how does it trend at scale?**

• If margin compresses with scale, the model is broken.
• Cost-of-revenue should grow slower than revenue.

6. Bear Case Survival

**If revenue is 50% of plan, does the company survive 18 months?**

• Default-alive is non-negotiable.
• If not, identify the cut triggers in advance.

Workflow

1. **Run the numbers:**

   python ${CLAUDE_PLUGIN_ROOT}/vendor/c-level-advisor/cfo-advisor/scripts/burn_rate_calculator.py
   python ${CLAUDE_PLUGIN_ROOT}/vendor/c-level-advisor/cfo-advisor/scripts/unit_economics_analyzer.py
   python ${CLAUDE_PLUGIN_ROOT}/vendor/c-level-advisor/cfo-advisor/scripts/fundraising_model.py

2. **Answer all six questions** with numbers, not adjectives. 3. **Apply the verdict:**

• 🟢 GREEN — fund it
• 🟡 YELLOW — fund with cut triggers
• 🔴 RED — kill or revise

Output Format

# CFO Review: <plan>
**Date:** YYYY-MM-DD
**Reviewer:** cs-cfo-advisor

## Numbers
- Burn multiple: X.Xx
- Runway (base/bull/bear): X / X / X months
- LTV/CAC top channel: X.Xx, payback Y months
- Gross margin: X% (trend: Y)
- Dilution this round: X%
- Bear-case survival: PASS / FAIL

## Verdict
🟢 GREEN | 🟡 YELLOW | 🔴 RED

## Conditions (if YELLOW)
- Cut trigger: <metric> < <threshold> → <action>
- Review checkpoint: <date>

## Recommendation
[3 concrete next steps]

Routing

• `/c-level-agents:decide` — log the verdict
• `/c-level-agents:execute` — build 90-day plan if GREEN
• `/c-level-agents:boardroom` — escalate if multi-role implications

Related

• Agent: [`cs-cfo-advisor`](../../agents/cs-cfo-advisor.md)
• Skill: [`cfo-advisor`](${CLAUDE_PLUGIN_ROOT}/vendor/c-level-advisor/cfo-advisor/SKILL.md)

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**Version:** 1.0.0