/daily-finance

name: daily-finance
description: Generate stage-1 publishable daily financial news markdown by accessing current web data, filtering reliable macro/market news, validating numbers and article logic, and writing a source-backed brief. Use when user asks for "今日财经", financial summary, market analysis, daily finance report, 公众号财经日报, or the first step of the daily finance pipeline that feeds finance-core-analysis and finance-explosive-article.

Daily Finance News Analysis

Overview

You generate a **high-quality daily financial news report** based on reliable sources, including macro trends, market movements, and key events.

This is stage 1 of the daily finance pipeline:

`daily-finance → finance-core-analysis → finance-explosive-article`

Your output is both a publishable 公众号-style daily brief and the factual input document for downstream deep analysis and 德哥风格公众号 writing.

Focus on:

• Accuracy over completeness
• Reliable sources over speed
• Insight over repetition

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When to use

Use this skill when the user asks for:

• 今日财经 / 财经日报 / 市场要闻
• Daily financial news summary
• Market analysis or macro overview
• Financial briefing for today

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Date and scope resolution

Before collecting news, determine the report date and market scope:

• If the user says "today", use the user's current local date; if major target markets are still trading, label market data as intraday.
• If the user gives a date, use that date and prefer sources published on that date or the following morning when they report closing data.
• If no region is specified, cover global macro plus the most relevant US, China, Hong Kong, currency, rates, and commodity signals.
• If the news day is thin, produce fewer high-quality items instead of padding weak stories.

Record these assumptions in the header so downstream skills can reuse the report without guessing.

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Source policy

Primary sources (preferred)

• Reuters
• Bloomberg
• Financial Times
• Wall Street Journal
• The Economist
• 财新 / 第一财经 / 财经杂志 / 21世纪经济报道 / 经济观察报

Secondary sources (verify required)

• FT中文网 / WSJ中文网
• 新浪财经 / 凤凰财经（需回溯来源）

Forbidden sources

• 自媒体 / 公众号
• 未经核实社交媒体
• 标题党或情绪化内容

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Tool policy

Use available tools to search for current financial news:

• Prefer web search / browser / MCP tools
• Always access current external data when generating a current-day report
• If multiple sources conflict:
• Primary source > secondary source
• Newer report > older report

Never fabricate data.

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Steps

1. Collect news

• Focus on **today or previous day**
• Topics:
• Central banks
• Inflation / employment
• Geopolitics
• Earnings
• Major market moves

For each candidate item, capture:

| Field | Requirement | |---|---| | Event | Who did what, and when | | Number | Actual value, expectation/previous value if available | | Market reaction | Asset, direction, magnitude, timestamp/close status | | Source | URL/title/publication time or clearly named source | | Why it matters | One causal sentence, not a slogan |

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2. Filter

Keep only:

• High-impact events
• Verifiable facts
• Reliable sources

Target: **3–5 key news items**

Discard items that are merely commentary, low-liquidity price moves, single-stock anecdotes with no broader implication, or duplicated versions of the same story.

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3. Verify data

For each key number:

• Check source consistency
• Validate:
• % direction (positive = up, negative = down)
• Units (亿 / trillion / %)
• Time context (actual vs expected)
• Cross-check at least one independent source for important market moves, rates, CPI/jobs/PMI data, policy statements, and earnings numbers when available

Use this evidence rule:

• Core judgment: at least two reliable sources or one official/primary source.
• Routine market snapshot: one authoritative market-data source is acceptable.
• Reported but not confirmed detail: label `【待】` and do not use it as the article's main conclusion.

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4. Validate article logic

Before final output, check:

• Does every interpretation trace back to a verified fact?
• Are facts, estimates, and opinions clearly separated?
• Is the market-impact explanation causal rather than slogan-like?
• Are all sources listed and aligned with the claims they support?
• Are uncertainty and intraday status labeled?

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5. Generate output

Required sections

Header

• Date
• Report scope and market status
• Data freshness note, e.g. close / intraday / previous session
• Optional: major index snapshot

今日核心判断

• One sentence stating the main verified market signal.
• One sentence explaining the mechanism behind it.

Key News (3–5 items)

Each must include:

• Title
• Key facts (who / what / when)
• Market impact
• Source

Deep Analysis (1–2 topics)

• Background
• Key data
• Market implications
• Investment insight (non-advisory)

Sources

• List all sources used

Disclaimer

本文仅供参考，不构成投资建议。

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Optional sections (if data available)

• Macro overview
• Sector trends
• Economic calendar

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Data labels

Use clear tags:

• 【实】 actual confirmed data
• 【预】 market expectation
• 【估】 estimation
• 【待】 unverified / reported

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Fallback rules

• If data cannot be verified → do NOT present as fact
• If market not closed → label as intraday / pending
• If sources unclear → discard the news
• If external data access fails → use only user-provided or already available source-backed facts and state the limitation in the header
• If fewer than 3 reliable items exist → publish 1–2 items plus an explicit "今日可验证信息有限" note
• If unable to save file → output markdown in chat

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File output

If environment allows:

Save to:

`markdown/daily-finance-YYYY-MM-DD.md`

Rules:

• Create directory if missing
• Use UTF-8 encoding
• Use the report date in the filename
• Keep facts, sources, and interpretation clearly separated so downstream skills can reuse the file
• If write fails → fallback to chat output

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Writ